Smith.ai vs Ruby: which answering service should you pick?

Updated

The short answer: Ruby is cheaper to start, Smith.ai is usually cheaper per call. Smith.ai blends AI with human receptionists and charges per call, from $300/month for 30 calls (about $10 a call). Ruby is a pure human answering service at $245/month for 50 minutes (about $4.90 a minute, so a 3 to 4 minute call costs roughly $15 to $20). Ruby wins on white-glove human touch; Smith.ai wins on cost per conversation and extras like chat.

Smith.ai vs Ruby feature and price comparison
Smith.aiRuby
What it isHybrid AI + human receptionistsHuman answering service
Entry price$300/mo · 30 calls$245/mo · 50 minutes
Effective unit cost~$10 per call~$4.90 per minute
Answers 24/7YesYes
Books appointmentsYesNo
Website chat offeringYesYes
Best known forAI + human hybrid, integrationsWarm, well-trained human receptionists

Competitor details checked on October 8, 2026, from their public pricing pages.

Choose Smith.ai if

  • You want appointment booking handled during the call, not just messages taken.
  • You care about cost per conversation: about $10 a call beats $15 to $20 for a typical call on a per-minute meter.
  • You want AI to absorb routine calls and humans only for the hard ones.

Choose Ruby if

  • You want every caller to reach a real, highly trained human, full stop.
  • Your calls are emotional or high-stakes (legal intake, healthcare) and budget is secondary.
  • You value Ruby's long track record in human answering above automation features.

Frequently asked questions

Is Smith.ai cheaper than Ruby?

Per call, usually yes; at entry, no. Smith.ai's plans are $300/month for 30 calls, $810 for 90 and $2,100 for 300 (about $7 to $10 a call). Ruby starts at $245/month for 50 minutes (about $4.90 a minute), so a typical 3 to 4 minute call costs roughly $15 to $20 on Ruby's meter.

Do Smith.ai and Ruby book appointments?

Smith.ai books appointments as part of its receptionist service. Ruby focuses on answering, message-taking, and call transfers, appointment scheduling is not its core workflow.

Is there a cheaper alternative to Smith.ai and Ruby?

Yes, pure-AI receptionists cost a fraction of human or hybrid services. Rinqly, for example, answers calls 24/7, several at a time, books appointments, and starts at $49/month for 140 minutes, with a free trial and no sales call required.

The third option

Rinqly, one AI for phone, chat & outbound: phone from $49/mo

Both Smith.ai and Ruby charge human-service prices because humans are in the loop. If your calls are mostly routine, hours, bookings, FAQs, a pure-AI receptionist does the same job from $49/month: Rinqly answers every call 24/7, books straight into your calendar, and also covers website chat and outbound follow-ups from one agent. Setup takes about 10 minutes, with 60 free minutes to test it on your own business.